license and they sold insurance. I went through their Branch Manager training program and was eventually transferred to San Francisco Bay area as a Manager offering home equity line of credit. Several years later they started a first mortgage division and had me manage the whole bay area. When I am not working I like to golf, play fantasy football, and watch my favorite local sport teams. Bulldogs, Seahawks, Mariners, Cougars, Eagles, Chiefs, Indians, Shock and now the Kraken. I love to white water raft all around the Pacific Northwest with over 20 trips and counting. I am extremely afraid of heights but still love to zip line and parachuting is on my bucket list. I also own a Vespa. Before Modus I started with Household Finance. Worked as a net branch for different companies managing them and other loan officers for 22 years after that. The last 5 years I worked for American Express selling their cards. My favorite part of the job is when you get final approval clear to close on a first time home buyer, and let them know when they can get the keys to their first home.