Modus Mortgage


Apply Online in Minutes!

Modus has teamed up with Lendwize™ to provide a safe, secure, and easy online application experience. With bank-level encryption, Modus’ self-driven application takes only a few minutes and you’ll be able to work one-on-one with a Modus loan officer after it’s completed. Click below to get started!


Not Ready To Apply?

Are you getting started on your mortgage journey, or shopping around to see what you might be able to afford? Fill out a quick home loan estimate questionnaire and one of our loan officers can get you started with a personalized mortgage estimate. No credit check or login required. 

The Modus Mortgage team made the refinance process easy and stress-free. They went the extra mile to make sure my refinance closed out with a short deadline. I felt they had my best interests at heart throughout the whole process. I will highly recommend Modus Mortgage to my friends and relatives
Jennifer C, Spokane WA
I was not sure what to expect when I did my refinance with Modus Mortgage and was pleasantly surprised. The team was careful to answer my questions and guide me through the lending process. It was a very successful experience and I would recommend.
John K, Seattle WA
I am a real estate broker and recently purchased a investment property using Modus. Michelle was great to work with. They had very competitive rates and was able to close in 3 weeks. Since then, I have worked with Michelle on 3 other transactions for other buyers. I will definitely recommend Modus!
Bonnie M, Kirkland WA
Louie Flores and his team were there every step of the way. Communication was awesome, numbers came in as quoted, and we closed with time to spare. If you are looking for low interest rates and an ethical lender that will support you with great communication, then I recommend Modus Mortgage!
Jennifer P, Vancouver WA
My experience was a very good one, everyone was professional, friendly and worked so hard to help me achieve my dream of becoming a home owner. I would highly recommend using them!
Bonnie L, Roseburg OR
Louie, Michelle, and the team at Modus Mortgage did a great job on our refinance. We got a fantastic rate, low fees, and they got it done on time. They have also done mortgages for two of our grown kids, and even did a refinance for one of those as the rates were dropping. Highly recommended!
Tim R, Colbert WA
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