Today's Rate
Rates are current as of 10:02 AM PST on 7/15/2025.
Monthly Payment of $2,495.48 (principal and interest) with no mortgage insurance.
Calculated based on the following terms: $500,000 purchase price, $400,000 loan amount after 20% down payment, 740 FICO, 30-year fixed-rate (on approved credit) and discount fee of $184.00.
A brokerage Designed For YOu
You found the right home. Let’s find you the right loan.
Getting the right rate and terms is almost as important as getting the right house. Compare us to other brokers and lenders, and see how competitive we are on rates and fees.
Contact us today for a free rate quote and estimate or pre-approval.
Easy Loan Application
Modus Mortgage, NMLS#1028232, was designed by mortgage professionals who wanted to create a better home loan experience for their clients. Our team of experts is committed to finding the right mortgage for your needs, whether you’re looking to buy your first home, your next home, or refinance your current home.
The right rate can increase your purchasing power, and save you thousands over the life of your mortgage. Put the Modus team to the test today, because rates matter.
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