Change Your M.O.

Change To Modus

Why Join Modus

Our model is superior and simple

Keep 100% of your commission. You only pay monthly dues plus a flat transaction and processing fee, as all files go through Modus Mortgage’s in-house team. We provide CRM and lead generation resources and Loan Origination Software (LOS) though you have the option to use your own. You will have to carry E&O (Error & Omission) insurance, which we can help you obtain.

$ 0

Per Month

100% Commission

$789 Transaction / Processing Fee

In-House Processing

Industry-Leading CRM and LOS

24 Hour Commission Pay

Branding Flexibility

The $789 transaction fee includes processing fees, as all files go through the Modus Mortgage processing team. The MLO must pay for and obtain all credit reports, and carry their own Errors & Omissions (E&O) insurance. We can also help you obtain E&O coverage.

Request Info

Getting Started

It’s a simple process to change to Modus

To get started, we need:

A completed Modus Loan Officer Agreement Packet
Scan of your Driver’s License
Voided Check

Email join@modusmtg.com to get your Modus Loan Officer Agreement packet, and submit it (completed) with your Driver’s License and voided check.

Once the completed items are received, we will send you a copy of your signed forms and onboard you with the NMLS. That’s it. Simple and secure. The NMLS will then report to your state agency that you are now a licensed MLO with Modus Mortgage.

The Modus Loan Officer Packet Includes:

Loan Officer General Information/Licensing Information
Independent Mortgage Loan Originator Agreement
Compensation Agreement
Automatic Billing Payment Plan
Authorization for Direct Deposit
W-9 Form

What Clients Are Saying

★★★★★ 5/5

Rates are very competitive I’m a realtor, a real estate investor & a property manager. I’ve used Modus Mortgage many times for refinancing & new purchases because the staff are good at what they do. Their rates are very comparative. I referred lots of my clients to them too. So, give them a call.

Easy to work with I highly recommend using Modus Mortgage for your home financing needs. They were very easy to work with and accommodating to our needs. We were very pleased with the rate they got us, and we look forward to working with them in the future. Top notch group to work with a great process that’s easy to follow. Thank you Luis, Steve and Michelle for the excellent Customer Service!!

Smooth and streamlined We recently worked with Modus Mortgage on our home refinance. We received a great rate, reasonable fees, and the transaction was completed quickly. Their customer service and industry knowledge made for a very smooth and streamlined process. I would highly recommend Modus Mortgage.

Highly recommend They assisted us with a lake home purchase. The rate they were able to get us was great as it was lower than local banks and they made sure we were prequalified. The transaction was seamless and everyone we worked with was knowledgeable and very professional. I highly recommend using them for mortgage needs. My parents and siblings have used and loved their services.

Process as enjoyable as can be My loan process with Modus Mortgage was unheard of, I not only got into my first house on time and with a great rate, did it with little to no hiccups. I was always greeted with honest and compassionate responses to a variety of questions pertaining to the home buying process. Thank you for helping me achieve one of the largest purchases of my life as well as making the process as enjoyable as can be.

Modus Mortgage

Modus Mortgage was founded in 2007. Modus is designed for mortgage professionals considering a new company to increase their success. In addition to our 100% commission structure, we focus on the latest technology, increased client satisfaction and extremely competitive rates. This attracts some of the most experienced mortgage loan originators in the industry. It is a win/win relationship and ultimately benefits our borrowers. Look closer at what Modus Mortgage provides and how Modus Mortgage can benefit you.