Modus Mortgage

Purchase or Refinance with Modus Mortgage

Because Rates Matter

Modus Mortgage was designed from scratch by mortgage professionals who wanted to create a better home loan experience for their clients. Our team of home loan experts is committed to finding the right mortgage for your needs, whether you’re looking to buy your first home, your next home, or refinance your current home.

The right rate can increase your purchase power, all the while saving you thousands over the life of your mortgage. Put the Modus team to the test today, because rates matter.

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Purchase or Refinance with Modus Mortgage

Because Rates Matter

Modus Mortgage was designed from scratch by mortgage professionals who wanted to create a better home loan experience for their clients. Our team of home loan experts is committed to finding the right mortgage for your needs, whether you’re looking to buy your first home, your next home, or refinance your current home.

The right rate can increase your purchase power, all the while saving you thousands over the life of your mortgage. Put the Modus team to the test today, because rates matter.

Today's Mortgage Rates

0 %
Rate
0 %
APR

Rates are current as of 10:47 am PST on 08/16/2022

$1,645 payment (principal & interest). Calculated based on the terms:
$320,000 loan amount, 20% down, 740 FICO, 99202 searched zip code, 30-year fixed-rate, OAC.

A Mortgage Brokerage
Designed For You

Our loan officers will work hard to find the right product for you, and our exceptional customer service will ensure you have a great home buying experience to help you reach your goals.

Our rate and fee structure is so competitive, that we encourage our clients to compare Modus to other mortgage loan providers. If you need a quick pre-approval letter, want to increase your purchase power, lower your monthly payments, or simply need help understanding the home loan process, contact Modus Mortgage today.  

Today's Mortgage Rates

Rates are current as of 10:48 am PST on 08/16/2022

0 %
Rate
0 %
APR

$1,645 payment (principal & interest). Calculated based on the terms below: $320,000 loan amount, 20% down, 740 FICO, 99202 searched zip code, 30-year fixed-rate OAC

A Mortgage Brokerage Designed For You

Our loan officers will work hard to find the right product for you, and our exceptional customer service will ensure you have a great home buying experience to help you reach your goals.

Our rate and fee structure is so competitive, we encourage our clients to compare products, rates and fees. If you need a quick pre-approval letter, want to increase your purchase power, lower your monthly payments, or simply need help understanding the home loan process, contact Modus Mortgage today. 

Your Mortgage, Your Terms.

We’ve simplified the process and created tools to give you a hassle-free experience with your mortgage.

Mortgage Calculators

Quickly estimate your mortgage payment with our mortgage calculators.

First-Time Home Buyer

Are you ready for homeownership? Learn more about how to prepare yourself.

Should You Refinance?

Have questions about refinacing? We can help you get started today.

Your Mortgage, Your Terms.

We’ve simplified the process and created tools to give you a great experience.

Mortgage Calculators

Quickly estimate your mortgage payment with our mortgage calculators.

First-Time Home Buyer

Are you ready for homeownership? Learn more about how to prepare yourself.

Should You Refinance?

Have questions about refinancing? We can help you get started today.

Our Most Popular Loans

Finding the right home loan can save you thousands of dollars down the line. That is why we ask our clients to compare Modus to other lenders and mortgage brokers. We also work with a variety of investors and can offer 30, 20, 15, 10-year mortgage, Conventional, Jumbo, VA and USDA loans.

Fixed Home Loans

Fixed Loans

The traditional fixed rate mortgage is the most common type of home loan program, where monthly principal and interest payments never change during the life of the loan. 

More financing options

Good Credit

All occupation types

USDA Home loans

USDA Loans

USDA loans are federally-backed loans (much like FHA or VA loans) that make purchasing a home easier in rural areas. 

0% Down payment

Best for rural areas

Low payments

FHA Home Loans

FHA Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

Low credit threshold

Low payments

Easier to qualify

VA Home Loans

VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. This program was designed to help military veterans realize the American dream of homeownership.

Limited to eligible veteran’s

No mortgage insurance

0% down payment

Fixed Home Loans

Fixed Loans

The traditional fixed rate mortgage is the most common type of home loan program, where monthly principal and interest payments never change during the life of the loan. 

USDA Home loans

USDA Loans

USDA loans are federally-backed loans (much like FHA or VA loans) that make purchasing a home easier in rural areas. 

FHA Home Loans

FHA Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

VA Home Loans

VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. This program was designed to help military veterans realize the American dream of homeownership.

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