Our refinance calculator can help you estimate what your monthly payments and loan options might be if you decided to refinance.
Why should you refinance?
How we calculate your refinance savings.
How soon after buying a home can I refinance?
After purchasing a home, the amount of time needed before you can refinance varies depending on your loan and lender. If you have a conventional mortgage, jumbo loan or VA loan, you’ll likely need to wait at least six months before you can refinance. If you have an FHA loan, you’ll probably need to wait between six months and a year.